Your finances aren’t the only thing that has room for new resolutions in 2021! Consider these great ideas to make your home feel brand new come January… Purge Your Space While most people think about purging when Spring comes around, the end of the year really is no better time. […]
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After the whirlwind year of 2020, making your finances work for you is already top of mind for Canadians. Why not roll that into a brand-new resolution moving forward into 2021? Here are some ideas to make your finances work for YOU in the New Year: Start a Budget If […]
If you are new to the world of mortgages, you probably have a lot of questions – such as whether to choose a fixed-rate mortgage or variable -rate mortgage. Even experienced home owners can sometimes struggle with this, and may wonder if they made the right choice or if they […]
The holidays are coming up! As much as these celebrations bring us joy and harmony, they can also bring us stress. This is particularly true when it comes to your finances! However, don’t lose hope that this will be another draining year on your pocketbook. In fact, with a little […]
It’s time to go back to school… for your finances! The Fall is the perfect time for a credit clean-up so that you are ready for the holiday spending season. When it comes to cleaning up credit, there is no better time than now to recognize the importance of your […]
By one measure, conditions in Canada are reminiscent of those present in the US right before a stateside housing bubble burst, yet a repeat performance to the north is unlikely. Oxford Economics notes that the Canadian rate of debt to disposable income reached a record 167 percent last year, meaning […]
On a recent segment of BNN Bloomberg, Toronto realtor John Pasalis voiced support for extended mortgage stress testing nearly a year to the day after the federal government introduced it. “The stress tests are great,” Pasalis says of the measure which requires mortgage applicants to qualify for their loans at […]
Mortgage stress tests aren’t just affecting would-be home buyers in Canada. Renters, even those with no intention of buying any time soon, are facing increasing rents in Toronto as a result of the federal policy, a popular real estate analyst suggests. “It’s been unbelievable [rent] growth… essentially since they put […]